Annuities Fixed and Indexed
Investors are on a seemingly endless quest for a safe haven for their retirement dollars. In a fixed annuity, the insurance company agrees to pay you no less than a specified rate of interest during the time that your account is growing. The insurance company also agrees that the periodic payments will be a specified amount per dollar in your account.
These periodic payments may last for a definite period, such as 20 years, or an indefinite period, such as your lifetime or the lifetime of you and your spouse. In an indexed annuity, the insurance company credits you with a return that is based on changes in an index, such as the S&P 500 Composite Stock Price Index. Indexed annuity contracts also provide that the contract value will be no less than a specified minimum, regardless of index performance.
Fixed Annuities are low-risk investments that can help you reach those goals. Our specialized team can help you select the best investment depending on your financial goals and market conditions.
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