Fine Arts and Collectibles Insurance
You may not think of yourself as a “collector,” but even a few pieces of fine art, antique furniture or valued objects warrant special attention when it comes to their financial protection.
If you acquired the items solely because you love them, you may not like the idea of treating them like a commodity. However, identifying the “current market” value of your artwork can help you make smarter decisions when it comes to your personal wealth management.
For example, art collections can be included in trust, estate and wealth planning. Donations of art to charities can ease your tax burden while also being a philanthropic gesture to a beloved charitable organization. Your collection can also be leveraged to get a loan, offering a discreet form of collateral. Yet these options only work if the art is in excellent condition and if the value is clearly understood.
Whether you collect fine art, antique furniture, wine, vintage cars, memorabilia or something else you’re passionate about, Horizon can craft a competitively priced policy with the precise coverage you require. We’ll work with you to protect even the most rare or delicate items.
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